About Us

Get to know your team of professionals

John R. Cloak

Mr. Cloak is a native New Mexican and has a BBA from the Anderson School of Management at the University of New Mexico. Prior to starting Cloak Advisors he was a first Vice President at Morgan Stanley Inc.

John started his securities career in 1983 with Dean Witter Reynolds; his extensive experience includes accreditation in virtually all facets of the securities Markets, including Futures, Currencies, Equity and Bond Valuations, Insurance, Annuities and Financial Planning. John and his Firm are designated as an RIA or Registered Investment Advisor through the State of New Mexico Securities Division and the National Association of FINRA

In addition to his responsibilities at Cloak Advisors, John is a consultant with the New Mexico Securities Division in Santa Fe, NM. He also enjoys public speaking, editorializing and youth-oriented education forums. Monica and John enjoy spending time with their family and participate in many outdoor activities.

Mike Cloak

Mike Cloak is the Director of the Insurance Division at Cloak Advisors. His education includes a Bachelor of Business Administration in Economics from New Mexico State University.

Mike oversees all facets of the Cloak Advisors Employee Benefits department, specializing in Life, Health, and Group plans for small and medium sized businesses. He is certified with the Centers of Medicaid and Medicare Services, including Small Business Health Options through the BeWellnm Insurance Exchange. /assets/img/ makes him uniquely qualified to help our clients with their individual insurance needs.

Sadee Montoya

Carolyn “Sadee” Montoya is Vice President of Client Services at Cloak Advisors. Sadee’s education includes a BBA from the Anderson School of Business at the University of New Mexico. In addition, Sadee is a Real Estate Agent and a former Sales Analyst at Labatt Incorporated.

Sadee’s responsibilities include Account Administration and Client Communication. Outside of the office, Sadee enjoys spending time with her family and exploring the outdoors.